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<p class=3DMsoNormal style=3D'text-align:justify'><span style=3D'font-size:=
10.5pt;
mso-bidi-font-size:11.0pt'>Privacy Policy<span
style=3D'mso-spacerun:yes'>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </spa=
n><o:p></o:p></span></p>

<p class=3DMsoNormal style=3D'text-align:justify'><span style=3D'font-size:=
10.5pt;
mso-bidi-font-size:11.0pt'><o:p>&nbsp;</o:p></span></p>

<p class=3DMsoNormal style=3D'text-align:justify'><span style=3D'font-size:=
10.5pt;
mso-bidi-font-size:11.0pt'>PURPOSE OF NOTICE <o:p></o:p></span></p>

<p class=3DMsoNormal style=3D'text-align:justify'><span style=3D'font-size:=
10.5pt;
mso-bidi-font-size:11.0pt'><o:p>&nbsp;</o:p></span></p>

<p class=3DMsoNormal style=3D'text-align:justify'><span style=3D'font-size:=
10.5pt;
mso-bidi-font-size:11.0pt'>Title V of the Gramm-Leach-Bliley Act (GLBA)
generally prohibits title insurance companies and others from the sharing
(disclosure) of non-public personal information about you with non-affiliat=
ed
third parties unless the company provides you with a notice of its privacy
policy and practices, such as the type of information collected about you a=
nd
the categories of persons or entities to whom it may be disclosed. In
compliance with GLBA, we are providing you with this notice of our privacy
policies and practices. <o:p></o:p></span></p>

<p class=3DMsoNormal style=3D'text-align:justify'><span style=3D'font-size:=
10.5pt;
mso-bidi-font-size:11.0pt'><o:p>&nbsp;</o:p></span></p>

<p class=3DMsoNormal style=3D'text-align:justify'><span style=3D'font-size:=
10.5pt;
mso-bidi-font-size:11.0pt'>INFORMATION COLLECTED: <o:p></o:p></span></p>

<p class=3DMsoNormal style=3D'text-align:justify'><span style=3D'font-size:=
10.5pt;
mso-bidi-font-size:11.0pt'><o:p>&nbsp;</o:p></span></p>

<p class=3DMsoNormal style=3D'text-align:justify'><span style=3D'font-size:=
10.5pt;
mso-bidi-font-size:11.0pt'>We may collect non-public personal information a=
bout
you (the customer) from the following sources:<o:p></o:p></span></p>

<p class=3DMsoNormal style=3D'text-align:justify'><span style=3D'font-size:=
10.5pt;
mso-bidi-font-size:11.0pt'><o:p>&nbsp;</o:p></span></p>

<p class=3DMsoNormal style=3D'text-align:justify'><span style=3D'font-size:=
10.5pt;
mso-bidi-font-size:11.0pt'>1. Information we receive from you, verbal or
written, such as on applications, settlement or financial statements, other
forms or other information concerning your transaction;<o:p></o:p></span></=
p>

<p class=3DMsoNormal style=3D'text-align:justify'><span style=3D'font-size:=
10.5pt;
mso-bidi-font-size:11.0pt'>2. Information about your transactions we secure
from our files or from our affiliates or others such as appraisals, credit
reports, land surveys, escrow account balances and account numbers to compl=
ete
and facilitate the transaction; <o:p></o:p></span></p>

<p class=3DMsoNormal style=3D'text-align:justify'><span style=3D'font-size:=
10.5pt;
mso-bidi-font-size:11.0pt'>3. Information that we receive from you or others
involved in your transaction, such as the real estate agent, lender, attorn=
ey,
settlement or escrow agent or others in order to complete and facilitate the
transaction; <o:p></o:p></span></p>

<p class=3DMsoNormal style=3D'text-align:justify'><span style=3D'font-size:=
10.5pt;
mso-bidi-font-size:11.0pt'>4. Information that we may receive from or
incidental to an examination of instruments or other documents in the public
records and taxing authority. <o:p></o:p></span></p>

<p class=3DMsoNormal style=3D'text-align:justify'><span style=3D'font-size:=
10.5pt;
mso-bidi-font-size:11.0pt'><o:p>&nbsp;</o:p></span></p>

<p class=3DMsoNormal style=3D'text-align:justify'><span style=3D'font-size:=
10.5pt;
mso-bidi-font-size:11.0pt'>Unless specifically directed or consented to in
writing by you, no additional non-public personal information will be colle=
cted
about you. <o:p></o:p></span></p>

<p class=3DMsoNormal style=3D'text-align:justify'><span style=3D'font-size:=
10.5pt;
mso-bidi-font-size:11.0pt'><o:p>&nbsp;</o:p></span></p>

<p class=3DMsoNormal style=3D'text-align:justify'><span style=3D'font-size:=
10.5pt;
mso-bidi-font-size:11.0pt'>USE OF INFORMATION: <o:p></o:p></span></p>

<p class=3DMsoNormal style=3D'text-align:justify'><span style=3D'font-size:=
10.5pt;
mso-bidi-font-size:11.0pt'><o:p>&nbsp;</o:p></span></p>

<p class=3DMsoNormal style=3D'text-align:justify'><span style=3D'font-size:=
10.5pt;
mso-bidi-font-size:11.0pt'>The information we obtain is not shared with any=
one
other than those affiliates, agents or nonaffiliated third parties required=
 to
facilitate your transaction and provide the product and services requested =
by
you or your lender or in other ways permitted by laws. We may disclose any =
of
the above information that we collect about our customers or former custome=
rs
to our affiliates, agents or to nonaffiliated third parties as permitted by
laws. <o:p></o:p></span></p>

<p class=3DMsoNormal style=3D'text-align:justify'><span style=3D'font-size:=
10.5pt;
mso-bidi-font-size:11.0pt'><o:p>&nbsp;</o:p></span></p>

<p class=3DMsoNormal style=3D'text-align:justify'><span style=3D'font-size:=
10.5pt;
mso-bidi-font-size:11.0pt'>We may share, internally within our company,
including affiliates, if any, and with nonaffiliated third parties in order=
 to
carry out and service your transaction, to protect against fraud or
unauthorized transactions, for institutional risk control, and to provide
information to government and law enforcement agencies. Credit information,=
 if
any, about you is shared only to facilitate your transaction or for only su=
ch
purposes permitted by law. <o:p></o:p></span></p>

<p class=3DMsoNormal style=3D'text-align:justify'><span style=3D'font-size:=
10.5pt;
mso-bidi-font-size:11.0pt'><o:p>&nbsp;</o:p></span></p>

<p class=3DMsoNormal style=3D'text-align:justify'><span style=3D'font-size:=
10.5pt;
mso-bidi-font-size:11.0pt'>WE DO NOT DISCLOSE ANY NON-PUBLIC PERSONAL
INFORMATION ABOUT YOU TO ANYONE FOR ANY PURPOSE THAT IS NOT SPECIFICALLY
PERMITTED BY LAW. <o:p></o:p></span></p>

<p class=3DMsoNormal style=3D'text-align:justify'><span style=3D'font-size:=
10.5pt;
mso-bidi-font-size:11.0pt'><o:p>&nbsp;</o:p></span></p>

<p class=3DMsoNormal style=3D'text-align:justify'><span style=3D'font-size:=
10.5pt;
mso-bidi-font-size:11.0pt'>PROTECTION OF INFORMATION: <o:p></o:p></span></p>

<p class=3DMsoNormal style=3D'text-align:justify'><span style=3D'font-size:=
10.5pt;
mso-bidi-font-size:11.0pt'><o:p>&nbsp;</o:p></span></p>

<p class=3DMsoNormal style=3D'text-align:justify'><span style=3D'font-size:=
10.5pt;
mso-bidi-font-size:11.0pt'>We restrict access to non-public personal
information about you to those employees who need to know that information =
in
order to provide products and services to you. We maintain physical, electr=
onic
and procedural safeguards that comply with law to guard your non-public
personal information. <o:p></o:p></span></p>

<p class=3DMsoNormal><span style=3D'font-size:11.5pt'><o:p>&nbsp;</o:p></sp=
an></p>

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